What a frikkin waste of money! 0000004886 00000 n What are Your Rights as a Credit Card Holder? After all, I was going to pay more money as opposed to the concession rate. endstream When I realised I had dropped it somewhere on the way to work I logged into Mymyki.com.au and blocked it. Even if they do, you can only transfer a balance between a Synchrony credit card and another issuer's credit card. I have had a myki card virtually since the start date. You'll need your 15-digit myki number to register. Auto-load is the same as auto top up. I was pretty shitty at this point so I called up again, was told that I could fill out the form and give it to the station customer service desk and they could sent it in (saves me a trip to the post office to get an envelope). The balance of any myki pass or myki money will be transferred to your new card five (5) days after your current myki card has expired. I've had really good experiences with Myki and was an early adopter, but this? Do I ever lose the money . What is the best credit card for excellent credit? Unlike MyK, opal cards are free so no issue with just getting a new one with $10 credit when you find yourself without your card. Although your overall credit utilization may be low, if the utilization on one card is high, that may negatively impact your credit score. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. %PDF-1.5 % You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. If you get a new card with a 0% APR offer on balance transfers, you might need to initiate the process within a stipulated time frame to make use of the offer. Within the phone, go to Settings > System > About phone. Contact us to request the transfer. What if my card is lost or stolen? A non-centralised database/processing unit. John Miller, Credit Cards Moderator. Only Mobile myki has the ability to charge you a fare via a myki device. Myki - Wikipedia Learn how to transfer a credit card balance from one credit card to another and take control of your finances for greater peace of mind, with Santander Bank. Transfer your balances to the card with the best offer or your new card. If you use an international Mastercard/Visa card to purchase and top up your Mobile myki, you'll have to visit the PTV Hub at Southern Cross Station to request a refund. The poor guy was really nice about it and I also feel horrible for being angry at the call centre staff and if you saw an angry young man in a suit on the Sandringham line that was me. If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. Aspects that need your attention include: Make a selection based on whether you might benefit more from getting a card with a time-based 0% APR offer or one that comes with a low regular APR. However, it may take up to 21 days in some cases. Pay down your credit card debt. I'm in Adelaide. Online at Public Transport Victoria website . Image what could have been done with a billion fucking dollars. 2. The reason why its not an online function is because it would not be a regular occurrence, in comparison to normal usage. Transferring a credit card balance is relatively easy, but you need to follow a few steps. For example, when your myki Money balance reaches $10, you could top up with $20. Select the card with the best balance transfer offer available to you. A subreddit for Melburnians and Melbourne enthusiasts! 2 If you're transferring a balance of $1,000, your balance transfer fee would range between $20 and $50. Back story: I lost my Myki which had ~$26 left on it on Friday afternoon. I don't know where the actual card is. Can someone please explain why, when you lose a Myki card which is registered, they can't simply transfer the balance from the old card to the new card over the phone, or else have the ability for users to do so online? Log into your Barclaycard online servicing account or use the Barclaycard app to see if you have an offer available. We are committed to being fully transparent with our readers. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. Children, seniors and concession go card holders travel at 50% of the normal adult fares. Key points: A third of Melbourne's public transport users will be able to use the app The Government is in talks with Apple to develop an iPhone version This may also be an anti money laundering thing. Myki travel cards 80 million dollars in lost money Victoria news 183 0 obj If your phone battery dies, you'll need to charge your phone or purchase a physical myki card to travel on the network. On your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. In addition, it is not any companys responsibility to ensure all questions are answered. We have this new thing called EMAIL. How Do Credit Card Balance Transfers Work? - Investopedia Would be easier if they would transfer the balance onto an existing card, but hopefully that's coming. Annual Fee: $0. The same as a physical myki card, you can have myki Money and a myki Pass on your Mobile myki. For a bus anyway. For instance, your applications for new cards and balance transfers remain subject to approval. The most upsetting part about myki is the initial card cost, which is far more than it costs to manufacture. If you get a 0% balance transfer offer on a new credit card, with a one-year promotional period, then you can move your $5,000 . I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. 0 What is Identity Theft & Credit Card Fraud and How to Protect Yourself? 0000117992 00000 n Receive a new myki smartcard when yours expires Your myki smartcard expires after four years. If the card is unregistered you cannot recover the myki money. Update the app and try again. If you wish to transfer $5,000 from one card and $4,000 from another, you will need to pay balance transfer fees amounting to $270, which adds to your new cards starting balance. To. How do balance transfers work? | Barclaycard Tell us how much you're transferring and which card you're transferring from - make sure you have your card details to hand. After having a look at my account he goes "oh no it's already been blocked, you'll have to print out the form and post it in". If this occurs, you won't incur a duplicate fare. This is the case for all major credit card issuers. No. 0000004635 00000 n Save. Mobile Myki can be set to Auto Load. But your balance can be transfer to another card at some of the PTV stations. Most credit cards charge a balance transfer fee, typically ranging from 2% to 5% of the balance transfer amount. Please note you cannot replace a lost or stolen myki at a premium station. Try hovering the phone just above or near the reader, rather than touching the phone on the reader. December 29, 2022 - 1:47PM. A balance transfer lets you use a credit card to pay debt on another credit card. You'll need to buy and top up a new Mobile myki. Best Balance Transfer Cards With 0% APR Of March 2023 If you travel occasionally pay as you go with myki Money. The version ofGoogle WalletTM used by wearables, such as watches, is a light version which doesn't support Mobile myki. If your balance falls below zero, you won't have a valid ticket for your trip, and you won't be able to touch on. It takes longer to get through the platform barriers than it did under Metcard, They are very old barriers retrofitted to work with myki, Because it was made by some pollys mate who probably still uses cheques to pay for shit. 186 0 obj It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. Four reasons a credit-card balance transfer may be a bad idea While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. 1. Ripped Off - Metro Trains, Melbourne Traveller Reviews - Tripadvisor <>/BS<>/F 4/Rect[123.42 258.71 218.47 271.36]/StructParent 1/Subtype/Link>> Balance Transfer Calculator: How Much Can You Save With A Balance 3. See the cost of your recent trips and balance You can also request up to two years of travel and transaction history by calling 1800 800 007. Unless there is anything special in what you need, I would think that most people only need one or two myki cards. If you'd like to buy a myki Pass for a different day duration, you can do so via the PTV website. You need to be connected to the internet to top up your Mobile myki. Hold the phone still when touching on and off. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. This will let you manage your myki as you would a physical myki card. Please note, balance transfer is not instantaneous. For more information, visit the V/Line website. I have a card with $19.90 on it. I plan to use my boyfriend's Lowe's card for 24 months 0% financing on a huge purchase. What happens to your credit card after a balance transfer? Credit cards may set a minimum balance transfer fee of $5 or $10. If you need to travel straight away and are unable to attend a PTV Hub, you will need to buy a new myki to travel while waiting for the replacement myki. To do so, you have to block your existing Myki card (annoying, we know). Balance Transfers for Credit Cards - Tips and Advice | CIBC Your Mobile myki will now appear in Google Wallet. According to the Fares and Ticketing Manual (ptv.vic.gov.au) No. Alright I'll bite - the first one with the $26 had been registered, so I asked the call centre agent if he could transfer the money onto the new Myki (I had just bought a THIRD one) and he said it couldn't be done. Metro Trains: Ripped Off - See 175 traveler reviews, 73 candid photos, and great deals for Melbourne, Australia, at Tripadvisor. What credit cards don't require a deposit? Buy a Myki card; Top-up a Myki; Traffic accident reports Traffic accident reports child pages. The only way is to download a form, fill it out, post it in, and wait weeks. (by Issuer). All myki smartcards expire after four years. 216 0 obj Choose the zones you want to travel in and the number of consecutive travel days you need. Yes.
